High Risks Insurance
Making uninsurable risks insurable
We are an independent firm dedicated to risk management. Partner with us for success.
Where High Risks Meet Smart Solutions
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Unable to get insurance?
Restricted cover?
Premiums too high?
Protecting what matters, no matter the risk.
At High Risks Insurance, we act as a strategic partner for professionals and private clients seeking insurance in challenging scenarios. Many of our clients come to us after being declined coverage or burdened with restrictive terms and elevated premiums. As a dedicated strategic risk management advisory firm, we don’t just seek out coverage; we work to enhance your risk profile, making insurance more accessible, less restrictive, and in many cases, more cost-effective. Our role is to bridge the gap between complex risks and viable insurance solutions. Our team leverages over 30 years of industry experience assisting FTSE 100 and Fortune 500 companies, Small to Medium Enterprises, Micro Businesses, Start-ups, as well as high-net-worth individuals, in optimising their risk profiles.
"HOLDING YOU COVERED" My book details my life story and my 16 years as an agent for the Secret Intelligence Service.
Our director has an impressive track record, having successfully completed over 350 credit and political risk facilities, 150 special risk facilities and 250 finance facilities. Notably, he has also led 17 kidnap for ransom recoveries, ensuring the safe return of 25 individuals to their families. This extensive experience highlights his dedication and expertise in navigating complex situations in the financial and security sectors.
Our Mission
High Risks Insurance
Making uninsurable risks insurable
Proactively Control, Shape, Manage, and Respond to Risks
High-risk management doesn't necessarily indicate that your business or proposition is lacking in value. Often, this classification stems from the nature of your trade sector, the type of business you operate, or, in the case of high-net-worth individuals, the high-value assets they possess personally. In many cases, being labelled as high risk can actually reflect your success and the potential rewards associated with your endeavours. It's essential to view this perspective positively, as it highlights the strength and ambition behind your business.
There are individuals who are often referred to as fair-weather associates, only showing up when conditions are favourable. However, when faced with adversity, they are quick to disappear. In stark contrast, we pride ourselves on being storm associates. We are committed to standing by your side through all types of weather, providing unwavering support and protection for your business.
Strategic Risk Advisory
Expert guidance across mergers, capital raising, and high-stakes risk.
At our bespoke risk advisory firm, we specialise in managing complex risks across mergers, acquisitions, commercial operations, and high-net-worth individuals. Leveraging deep sector expertise and a trusted network of insurance partners, we deliver tailored risk solutions that support confident decision-making. From transactional risk reviews to strategic coverage placement, we help safeguard your deal value and long-term goals. Let us guide you through uncertainty with precision, insight, and assurance.
M&A in motion? Identify and manage your risks with precision, using our M&A Division
Tailored funding solutions for growth, transition, or acquisition.
Uncover hidden liabilities before they impact the deal.
Secure Your Next Move. Risk due diligence, tailored coverage, and capital solutions — all in one expert advisory.
Private Client
At High Risks Insurance, we specialise in customised private risk management and insurance solutions (via our partners) for business owners, directors, and high-net-worth individuals. We can introduce key person insurance, life insurance, as well as health and travel insurance. We also provide protection for high value assets. Count on us to safeguard your investments and deliver peace of mind by managing your unique risks.
Assets Protection
At High Risks Insurance, we specialise in high-value asset risk management. Our comprehensive services cover everything from yachts and luxury watches to vehicles and fine art, ensuring that your most prized possessions are protected. Trust us to safeguard your valuable assets with tailored solutions designed to meet your unique needs. Experience peace of mind knowing that we are here to help you manage and protect your investments.
Key Person & Life Cover
Protect your business and loved ones with comprehensive key person cover and life insurance solutions. Key person cover ensures that your company remains secure in the event of an unexpected loss of a vital employee. Additionally, life insurance policies provide peace of mind, safeguarding your family’s financial future. Discover how we can help you secure what matters most today!
Travel & Medical
Discover premium risk management, travel, and medical insurance designed exclusively for high net worth individuals traveling to luxurious or adventurous destinations. Our services guarantee protection while utilising valuable assets, giving you peace of mind on your journeys. Furthermore, we can provide close protection and security to ensure your safety and well-being.
Professional
At High Risks Insurance, we specialise in providing comprehensive risk management and insurance solutions (via our partners) tailored for professionals. Our team of experts is dedicated to helping you identify potential risks and implement effective strategies to protect your assets and staff. With access to a wide range of insurance products (via our partners), we ensure your business is safeguarded against unforeseen challenges. Trust us to be your partner in navigating the complexities of risk management.
General Risks
Special Risks
Global Health & Travel
At High Risks Insurance, we introduce a comprehensive range of commercial insurance solutions and provide risk management tailored to meet the unique needs of businesses in high-risk sectors or with high value assets, potential liabilities. Whether you're facing complex risk issues or navigating challenging environments, our team is here to help you find the right solutions. Trust us to protect your business with customised risks management and insurance options designed for your specific challenges. Let us safeguard your business today.
At High Risks Insurance, we specialise in providing comprehensive Special Risks management and insurance (via our partners) tailored to unique needs of businesses. We can introduce coverage for War Zone, Kidnap and Ransom, Extortion, Terrorism, unique risks, and piracy on the high seas, ensuring that your security and shipping operations are protected against unforeseen threats. Trust us to safeguard your interests and provide peace of mind in an unpredictable world. Let us help you navigate risk management with confidence.
We introduce comprehensive global health and travel insurance tailored for businesses operating in high-risk territories. Our coverage empowers your staff to travel and conduct business with confidence, ensuring their safety and well-being no matter where their work takes them. We can also arrange close protection and security services, we go where others won't. Trust us to support your operations in challenging environments.
Tailored Solutions
Personalised Risk Management Solutions Tailored Just for You
We understand your unique needs and offer customised risk management and insurance plans (via our partners) to ensure comprehensive coverage for your organisation's security and financial stability. We also offer private and personal risk management services and can introduce appropriate insurance coverage.
Risk Management
Customised Strategies for Successful Risk Management
Our experienced team provides expert guidance and support in managing risks while introducing the right insurance provider to safeguard your organisation's assets and people.
Emergency Response
Swift and Effective Emergency Response: Your Safety is Our Priority
During critical situations, we provide swift and efficient assistance, ensuring your organisation's operational and financial stability remain robust while addressing any staff issues or concerns.
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How do you get insurance when others can’tWe are a risk advisory business, not an insurance company or broker. Our goal is to improve a business's overall risk profile, making it more appealing to insurers; the same applies to individuals. We have access to a broad market, which allows us to identify the best options and solutions available.
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What regions do you serve?We possess global capabilities and can provide risk management advice and intelligence across all markets. However, regarding insurance, this will depend on the market and the timing of the request.
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What types of coverage can you provide?We introduce our partners, who can provide all forms of insurance, both commercial and personal, while we provide the risk management and security solutions. We also cater for Special Risks, such as War Zone covers for people and assets, Terrorism, Kidnap and Ransom, including unlawful detention, Extortion, and Maritime Solutions, piracy on the high seas. We can also provide security services and close protection to protect your assets and people.
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Are you an insurance company or broker?We are a risk advisory firm specialising in risk management, crisis response, and consulting services. Our approach to advising clients and structuring risks helps them secure appropriate insurance coverage. While we do not provide insurance directly or indirectly, we introduce our partners to clients after completing a thorough risk assessment and providing recommendations.
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27 Old Gloucester Street
London
WC1N 3AX
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